Debt Discharge Bankruptcy: Chapter 7
Do you feel as if you are drowning in debts after a divorce, job loss, medical crisis, house fire or another type of disaster? Or have you simply overused credit to make ends meet? Are creditors and debt collectors now hounding you day and night? Are you losing sleep wondering how to get out from under the pile of debts?
If your income and assets meet certain criteria, a Chapter 7 bankruptcy may be the debt relief you are looking for. Get legal advice and guidance for taking the required means test to determine whether you qualify. The Law Office of Geri Lyons Chase can be an oasis of information and support for you regarding Chapter 7 bankruptcy.
Stop Creditor Harassment And Move Toward A Fresh Start
Creditors and debt collectors may be pursuing you after your debts such as the following have grown out of control:
- Credit card balances
- Medical bills
- Private or commercial loans
- Car loans and other installment loans
- A mortgage in trouble
First, consider options to bankruptcy and get a clear understanding of what life may be like for you after your debts are discharged. If your financial circumstances do qualify you to file for Chapter 7 bankruptcy, in a matter of months, you can go from being crushed by overwhelming debt to seeing debts literally disappear.
Start Along The Path To Rebuilding Credit
With the experience of bankruptcy behind you, you should have a clearer understanding of the importance of living within your means. Upon completion of a Chapter 7 bankruptcy, the bankruptcy will remain visible on your credit record for ten years. This may be a necessary aspect of putting unmanageable debts behind you for good.
In spite of the mention of bankruptcy on your credit report, you may soon have the opportunity to rebuild your credit rating one step at a time. You may be invited to take out loans, get credit cards, buy a new vehicle on credit and/or take out a mortgage once again.
Schedule A Free Consultation
Bring attorney Chase your questions about personal or business bankruptcy. Find out whether you are a good candidate for Chapter 7 bankruptcy. If the answer is yes, learn how you can put a permanent stop to creditors’ harassment and move step by step toward a refreshed financial future.