While it may be no secret that dealing with the costs of medical care can be challenging at times, most individuals may be unaware of the types of hardships this could bring. Medical debts continue to be a growing concern for many individuals in Maryland and those who face similar concerns may soon find themselves subjected to aggressive collection tactics. Understanding some of the tactics that creditors may deploy may help individuals who face medical debt better prepare to protect their rights and interests.
Studies on collection tactics
Recent studies indicate that medical debt collectors may use a variety of aggressive strategies while attempting to seek payment on past-due accounts. One such tactic could involve threatening debtors with legal action and the pressure of this alone may place significant strain on one’s life. Creditors may also inform debtors of an intent to report unpaid debts to credit agencies and while there are laws that govern this process, facing such a possibility can be a harrowing concept.
Studies also indicate that another aggressive tactic medical facilities may use could involve the process of selling past-due accounts to other entities. Studies suggest that many hospitals also take steps to conceal debt collection records and information to keep aggressive practices from drawing attention from the public. This may leave patients who struggle with medical debt uncertain about the types of consequences they might face and the available options to help protect their rights.
While dealing with medical debt can be stressful enough as is, things may grow even more intimidating when a person is exposed to aggressive collection tactics. Individuals in Maryland who face similar issues might find it helpful to speak with an attorney for guidance on all their legal rights and available options. A bankruptcy attorney can help a client prepare to protect against unlawful collection practices and assist in creating a strategy to pursue relief from the burdens of debt through the proper channels.